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Marketplace plans, also known as Affordable Care Act (ACA)/”Obamacare”, provide coverage for all pre-existing conditions from day 1, without yearly limits on certain essential health benefits. If you qualify for low-income government subsidies or have pre-existing conditions that require medical care or prescriptions a marketplace plan may be a good option.
Private plans are an affordable option for people who don’t need coverage for maternity, mental health, substance abuse, or pre-existing conditions. Private plans typically offer more affordable rates and broader networks than marketplace plans - giving you more options at a lower cost.
Some plans have options for additional benefits, credits and rewards for healthy living. After the member activates their reward account and starts getting points, they can convert them into money to help cover health related costs and monthly bills. Call today to learn more.
Supplemental plans can fill gaps in coverage that primary health insurance plans don’t cover. Our licensed agents can help you decide the best supplemental coverage to help you lower your out-of-pocket expenses.
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