Find 2025 Health Coverage Today

You may qualify for zero cost health care with the Affordable Care Act, it is free to call and phone enrollment takes only 15 minutes.

HPCBenefits is a portal where Americans can learn about and apply for subsidies, benefits, credits and health plans from the government on the phone. This includes free or very low cost health insurance (Affordable Care Act) and senior programs (Inflation and Reduction Act).

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Compare Health Plans and Rates From Top Providers

Marketplace Plans

Marketplace plans, also known as Affordable Care Act (ACA)/”Obamacare”, provide coverage for all pre-existing conditions from day 1, without yearly limits on certain essential health benefits. If you qualify for low-income government subsidies or have pre-existing conditions that require medical care or prescriptions a marketplace plan may be a good option.

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Private Plans

Private plans are an affordable option for people who don’t need coverage for maternity, mental health, substance abuse, or pre-existing conditions. Private plans typically offer more affordable rates and broader networks than marketplace plans - giving you more options at a lower cost.

Additional Benefits

Some plans have options for additional benefits, credits and rewards for healthy living. After the member activates their reward account and starts getting points, they can convert them into money to help cover health related costs and monthly bills. Call today to learn more.

Food - Rent - Groceries - Health Related Costs - Bills

Supplemental Plans

Supplemental plans can fill gaps in coverage that primary health insurance plans don’t cover. Our licensed agents can help you decide the best supplemental coverage to help you lower your out-of-pocket expenses.

Critical Illness - Dental - Accident - Vision - Prescription - Hospital Expense

How It Works

A quick and simple way to find the right health insurance plan!

1. Tell Us Your Story

Provide the information we need to help you find the best insurance option for you

2. Explore Your Options

Review the options available to you with one of our agents

3. Receive The Plan

Get the most affordable insurance plan in your state that keeps you covered

Take the hassle and frustration out of the equation when searching for the best insurance plans with Open Enrollment Healthcare. Our agents will guide you through the process of finding the most affordable premium that keeps you covered.

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