Careers at HealthPlansCovered

Job Overview

We are seeking a licensed Health Insurance Agent that is contracted with O'Neill Marketing and appointed with Ambetter, Oscar and United Healthcare to join our team and drive impactful insurance solutions for our clients. In this role, you service inbound calls and use your expertise in insurance sales, customer service, and marketing to educate clients about their health coverage options, negotiate tailored plans, and foster long-term relationships. Your energetic approach will empower individuals and families to make confident decisions about their health benefits while ensuring compliance with industry standards such as CMS. This is an exciting opportunity for a motivated professional eager to make a difference in people’s lives through comprehensive health insurance guidance.

Duties

• Engage with prospective clients through outside sales efforts, including community outreach and telemarketing campaigns, to identify their health insurance needs.
• Conduct detailed analysis of client situations to recommend suitable insurance plans that align with their financial and health requirements.
• Negotiate terms and coverage options with insurance providers to secure the best benefits for clients while maintaining profitability.
• Manage sales administration tasks such as processing applications, updating client records, and ensuring accurate documentation of all transactions.
• Utilize strong communication skills to explain complex insurance policies clearly and transparently, ensuring clients understand their benefits and obligations.
• Develop marketing strategies to promote health insurance products effectively across various channels, including retail sales environments.
• Provide exceptional customer service by addressing client inquiries promptly, assisting with benefits administration, and supporting ongoing policy management in compliance with CMS regulations.

Requirements

• Valid Active State Health Insurance License (Life & Health license preferred).
• Contracted with O'Neill Marketing FMO.
• Active Appointments with Ambetter, Oscar Health, and UnitedHealthcare (UHC).
• Strong understanding of CMS marketing guidelines, ACA regulations, and Medicare compliance standards.
• Proven track record in insurance sales, inbound phone sales, or financial services customer support.
• Excellent interpersonal, active listening, and verbal communication skills.