Check your enrollment eligibility and discover if you are eligible for additional Medicare Advantage Plan Benefits by speaking with a licensed insurance agent!
Medicare Part A is hospital insurance that covers inpatient care in hospitals, skilled nursing facilities, and some home health services for eligible individuals aged 65 or older, or those with certain disabilities. It helps pay for medically necessary services like hospital stays, surgeries, and hospice care, but does not cover long-term custodial care. Most people qualify for premium-free Part A if they or their spouse paid Medicare taxes for at least 10 years; otherwise, a monthly premium may apply.
Medicare Part B is medical insurance that covers outpatient care, including doctor visits, preventive services, and durable medical equipment for eligible individuals aged 65 or older, or those with certain disabilities. It helps pay for services like lab tests, surgeries, and annual wellness visits, but requires a monthly premium ($185 in 2025) and covers about 80% of approved costs, leaving beneficiaries responsible for the rest. Enrollment is optional, but delaying signup without other creditable coverage may result in a lifelong penalty.
Medicare Part C, also known as Medicare Advantage, is an alternative to Original Medicare (Parts A and B) offered by private insurance companies approved by Medicare. These plans combine coverage for hospital care, doctor visits, and often prescription drugs, while frequently including extra benefits like dental, vision, or hearing services not covered by Original Medicare. Beneficiaries must be enrolled in both Parts A and B to join a Part C plan, pay the Part B premium ($185 in 2025), and may face additional plan-specific premiums, copays, or network restrictions.
Medicare Part D is prescription drug coverage offered through private insurance companies approved by Medicare, available to anyone enrolled in Medicare Part A or Part B. It helps cover the cost of outpatient prescription medications, with plans varying in premiums, formularies, and pharmacy networks, requiring beneficiaries to pay a monthly premium and potential copays or deductibles. In 2025, Part D includes a $2,000 out-of-pocket cap on covered drugs due to the Inflation Reduction Act, but enrolling late without other creditable drug coverage may lead to a lifelong penalty.
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Disclaimer: We are not affiliated or endorsed by any government entity. CMS has not reviewed or approved this information. This is not a complete description of benefits, visit healthcare.gov for a full list of plans and benefits available. Benefits may be limited to specific plans and regions. There is no obligation to enroll. Not all plans or benefits available in all areas. Not all callers will qualify for the stated benefit* The estimated dollar amounts represents the potential subsidy available through the ACA tax credit. Actual subsidy amounts may vary based on individual eligibility criteria. The ACA tax credit can be utilized as a subsidy directly paid to the insurance carrier to assist in premium payments. Please consult with a qualified tax advisor or insurance agent for personalized guidance regarding your eligibility and subsidy amount. HealthPlansCovered marketing services provided by Jonathan G. Vogel LeadWell Media LLC. We do not offer every plan available in your area. Currently, we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. This is a solicitation for insurance. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations, exclusions, copays, deductibles, and coinsurance may apply. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction varies. Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply. *Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply. plans are an affordable option for people who don’t need coverage for maternity, mental health, substance abuse, or pre-existing conditions.
